BCA Xpresi Cash Withdrawal Limit Reduced to IDR 10 Million

Customers with BCA Xpresi accounts can now only withdraw up to IDR 10 million per day.

The limit was previously set at IDR 20 million.

PT Bank Central Asia Tbk (BCA) has reduced the daily cash withdrawal limit for its BCA Xpresi accounts to IDR 10 million. The limit was previously set at IDR 20 million. The new limit took effect on January 1, 2023.

BCA Xpresi is a basic savings account offered by BCA that does not require a minimum balance. The account can be opened online or at any BCA branch.

BCA did not provide a reason for the reduction in the withdrawal limit. However, it is possible that the bank is trying to reduce the risk of fraud and money laundering.

The reduction in the withdrawal limit may inconvenience some customers. However, it is important to note that the new limit is still higher than the daily withdrawal limit for many other basic savings accounts.

What are the other features of BCA Xpresi?

No minimum balance required

Can be opened online or at any BCA branch

Free debit card

Access to BCA's mobile and internet banking services

What are the benefits of having a BCA Xpresi account?

Convenient and easy to open

No need to maintain a minimum balance

Free debit card and access to BCA's banking services

What are the drawbacks of having a BCA Xpresi account?

Lower cash withdrawal limit than other BCA accounts

May not be suitable for customers who need to make large cash withdrawals

How can I open a BCA Xpresi account?

You can open a BCA Xpresi account online or at any BCA branch. To open an account online, you will need to provide your personal information and a valid Indonesian ID card. To open an account at a branch, you will need to bring your original ID card and fill out an application form.